Group Term Life Insurance

Certain industries get more favorable underwriting which results in lower Group Term Life Insurance premiums. We will do the homework that needs to be done to insure that we found the best Group Employee Benefits product for the money.

This Group Benefits product is able to be customized to both the Company  as well as each employee. Accidental Death and Dismemberment benefits can be included as well as guaranteed issued Voluntary Term Life riders. And again, we work with all the major players in the field such as MII Life; TransAmerica Life; Lincoln Financial; Guardian; Met Life; Humanna; Standard; and many many others.

Executive and Individual Term Life

We have access to a unique and efficient way to shop Individual Term Life Insurance as well as Business Life insurance products. We can write any face amount and typically double the death benefit at the same premium, on a policy purchased elsewhere. Group Employee Benefits can include the option to offer a custom "Individual Life" Insurance option through utilizing major companies such as:

• West Coast Life
• Banner Life
• ING
• Genworth Life & Annuity
• Prudential
• Mutual of Omaha
• Provident
• and many others